Fernando is first year student at Saint Xavier University. He is the first freshmen President for Financial Management Association and Assistant Editor of The Journal of Finance Issues. He is working to acquire his bachelors in Finance and Marketing.
Fernando Garcia is a first-year student at Saint Xavier University. He is majoring in Finance and Marketing and is thinking about minoring in a language, specifically Mandarin. While in high school, he took Mandarin for two years, growing his interest in Asia, not only for its cultural aspects but also for its rapid economic growth demonstrated in the past years.
Although only a freshmen, he is looking forward to participating in future study abroad programs; a specific program in mind is a two-week business study abroad course in China. He learned countless mandarin words, sentences and phrases from a Chinese-born teacher and would love to take that knowledge to the next level by experiencing the Chinese culture firsthand.
Word-of-mouth has helped Fernando understand that participating in a study-abroad program can be extremely difficult, especially for him as he is a minority student with less financial resources at his disposal. As a finance major and with some accounting classes under his belt, he will be working out a system that will allow him to pay for his college tuition, books and monthly expenses while saving enough for a study-abroad program.
It is vital not only to know how to save money in college but also to do well in college, get involved and apply for scholarships. Free scholarship money can be extremely beneficial and help cover unaccounted costs. It is not easy for everyone to go to their bank and take out money for any expense that may arise. There are necessary and unnecessary costs: books, tuition and food are necessary but sometimes something that may appear to be so unnecessary to some, such as a study-abroad program, can completely change the life of a student.
He has heard countless stories of students who have travelled abroad and have learned so much not only from their courses but also from the places they have travelled to and the people they met once there—they become culturally diversified. By gaining an insight of other countries, one’s views towards things can change. As views change, so do individuals’ decisions about things. For example, one can view a certain race or country as something they’re not, only to have figured that out once they have lived where that group of people lives and experiences what their daily challenges.
Fernando hopes to have the study-abroad program change him in a positive way. He hopes to become a significant businessman in the near future; with that in mind, significant people make significant decisions that impact thousands of people in neighborhoods, states, countries and regions. By having had an experience in China, the fastest growing economic powerhouse, he hopes to have gained knowledge that will lead to making wise decisions that will impact his business and his country in a positive way.
In all, make sure to keep a goal in mind; most importantly, however, construct a plan that will help attain that goal and make several back-up plans just in case the first plan fails. Financially, some poorer countries like Chile in South America may be easier to visit through a study-abroad program than a country like England. Speak with students that have participated in a study-abroad program to gain an insight on what’s in-store for you; also, speak to school faculty who may run the programs so that you can crunch down the right numbers for the costs so that it is easier to determine what and how much money you will need for that program in mind.